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I find DDG results to be lower quality than Kagi, have never liked Bing's index. I also frequently use the personalized site rankings feature in Kagi to strip out known junky sites

Article highlights a looming issue in the US, but why open the article with an example of a high income earner living alone who is spending beyond her needs? Makes you wonder if the author has some kind of bias...

Whats the right metric to consider credit card debt bad, or degrees of badness? When looking at nations, we look at debt compared to GDP. So for individuals, it would be debt compared to income? So someone who makes 20k and has a 10k credit card debt, is in the same bucket at someone making 200k with 100k in credit card debt. But, the 100k in debt person is in more trouble than someone who makes 500k and has 200k in debt.

"Household Debt Service Payments as a Percent of Disposable Personal Income": https://fred.stlouisfed.org/series/TDSP

Perfect. So still almost 50% below 2008 level?

That's the right metric, thank you. And this looks like it's relatively low.

They only started measuring in 2005. I wouldn't consider 10% low tbh.

One interesting metric would be the shrinking percentage of your credit report landlords use to make decisions.

America: if you owe the bank 100 trillion dollars it is the bank that has a problem.

I have to assume that the bank had been prepared for the situation somewhere around the first trillion and doesn’t have “a problem”.

The WSJ's target audience is high income earners, so it's more about making a story that appeals to them.

Possibly. Though these days, I wouldn't be surprised if the WSJ was A/B testing versions with different opening examples, while showing 99% of their audience the current "max. clickiness" one.

Occam's razor: They wanted an short debt-scenario that reads as somehow unexpected and unusual so that visitors keep reading, versus a true but depressingly-common one.

I mean, I just have to say something like "single-parent slipping further behind each month"... and I bet most of y'all are already familiar enough with the concept that you're imagining it without prompting.


Neat! One frustrating bug in the app is the forced ability to search states by two letter abbreviation. For example, if you start typing "Montana", your typing will be cut off, and Missouri will be selected, as the abbreviation for Missouri is MO.

Custom points would be great too, sometimes the search feature built in couldn't find the locations I was looking for.


Custom points was something we considered but hadn't implemented yet. That'll be coming in a future update so keep an eye out! We had a similar issue with the search bar when we were using our custom search key api. Made the switch to Apple's search and that issue got resolved (at least on our end). Thank you for pointing that out as well, we'll start looking into it. Appreciate all your input!



Seems like an interesting idea. Wish I could get some more information on who is behind this website for credibility purposes


Looks like an AI-generated site that says it's not for investment purposes but basically makes the case for investment... I'd run from this.


Yeah it honestly seems like an opportunity scam.


SEC should investigate this.


Couldn't get it working on MacOS or Linux:

$ curl -fsSL https://www.ghost.charity/install.sh | bash Checking for Ghostbox updates... curl: (22) The requested URL returned error: 404 Could not fetch ghost-linux-x64.tar.gz from https://github.com/DO-SAY-GO/ghostbox-releases/releases/late...


Perhaps removed?

"There are spare machines everywhere. GitHub Actions is only the first place ghosts come from." ... seems a bit odd.


No, it runs on your own gh account, so - not "odd" as you think - instead, clever and useful.


Should work fine now. REpo was not public at first.


For us Americans who can’t make it out to Vietnam, I’ve found the best Pho in the US is in Orange County, CA and Boston’s Dorchester neighborhood!


For those that do visit Vietnam admit that it’s better in the USA, too.


I've been told my old stomping ground (Houston) is extremely competitive. I've not eaten Vietnamese outside of Texas, so I can't really compare. It was shocking to me, when I moved to Portland, OR, to not have easy access to pho, banh mi, and vermicelli dishes. They kinda make up for it with poke bowls?


preface: not of VN extraction, I just like the food.

Houston has excellent Vietnamese cuisine. I guess it's Southern Vietnamese style? (can't help but notice the ARVN veterans memorial on Bellaire Blvd.).

In the East, Falls Church in VA has excellent food. But I think the best would have to be Louisiana. No name places with a shrimp boat out back, on the coast, east of New Orleans. I'm told a lot of Vietnamese refugees were resettled there and went into the fishing industry, southern Louisiana and the Mississippi river delta being somewhat similar to Vietnam.


You are missing out on San Jose. It has the largest population Vietnamese diaspora.


Could you please share a list of your favorites in San Jose/Bay Area?

In San Francisco I love having pho in Chinatown. Golden Star Vietnamese Restaurant, Sai's Vietnamese, and Golden Flower are the ones I like the most.


There are so many Vietnamese restaurants in San Jose it's really more similar to the Hanoi recommendation: you just have to experiment until you find the ones that resonate with your personal tastes. I recommend searching reddit for "best pho in San Jose" -- you'll find a number of threads, many of which feature similar sets of restaurants.


I think that used to be true, but it has been overtaken by Houston. Either way, yes, good place to eat Vietnamese food.


Philadelphia also has some incredible Pho shops, most in South Philly.


What are your OC recs?


pho 79 - cash only - this place is still the best and an old legend


I know he watched the Social Network before he did this :)


Funny how Anthropic's press team has been working overtime to ensure the public they're the AI on the right side of history, yet that's anything further than the truth...


When you choose to serve the American military, knowing both its history and the fact that it's been facilitating at least one genocide over the past few years, you can't just claim "we didn't want anything bad to happen".


Maybe I'm using it wrong, but I was trying to answer some questions/prompts, and the same one keeps coming up over and over again.


After you get some 'credits' by responding as AI, you can swap back to the human mode and throw new stuff into the pile


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