Climate and terrain allowing, bicycles reign supreme as a transport. Especially with all the new adaptive-, electric-, accessible- cycles out there, cars should be "rare but welcome strange guests" in many neighborhoods, downtowns, etc.
As you mentioned, electric bicycles flatten terrains (so do wide gear ranges), and jackets neutralize climate. There seriously isn't anywhere that is inappropriate to cycle. The only major limiting factor for people feeling comfortable biking everywhere is the threat of violence due to people driving cars.
Lightening is another limit. I'm going to drive to work today because there is a 20% chance of thunderstorm when I'm planning to going home, and that is too much risk.
Actually no I can’t recall the last time I tried to ride a bike in the snow. But I know inherently that snow itself would be alright, but snow is almost always accompanied by a layer of ice below, which simply can’t be fine. This is the case in Canada at least.
